SECTION 1‎:‎ RISK AND INSURANCE‎:‎ The Problem of Risk‎;‎ The Insurance Device‎;‎ Risk Management‎;‎ The Fields of Insurance‎;‎ The Private Insurance Industry‎;‎ Regulation of the Insurance Industry‎;‎ Functions of Insurers‎;‎ The Legal Framework‎;‎ SECTION 2‎:‎ LIFE AND HEALTH INSURANCE‎:‎ Managing Personal Risks‎;‎ Social Insurance Programmes‎;‎ Introduction to Life Insurance‎;‎ Life Insurance Contracts‎;‎ Special Life Insurance Forms‎;‎ Buying Life Insurance‎;‎ Managing the Retirement Risk‎;‎ Health Insurance‎:‎ Disability Income Insurance‎;‎ Health Insurance‎:‎ Coverage for Medical Expenses‎;‎ SECTION 3‎:‎ PROPERTY AND LIABILITY INSURANCE‎:‎ The Homeowners Policy‎;‎ Other Personal Forms of Property Insurance‎;‎ Negligence and Legal Liability‎;‎ General Liability Insurance for the Individual‎;‎ Automobile and Its Legal Environment‎;‎ Personal Auto Policy‎;‎ Commercial Property and Liability Coverages‎;‎ Insurance in the Future‎.‎