High Quanlity: Our notebook binder are made of high quality PU leather, protecting your privacy better than clear plastic binder cover. Comfortable organized storage for passports, receipts, tickets and cards, and a pen loop to hold your pen. A6 Cash Envelope Binder: To help you make budgeting and managing finances easy. Includes 1 pen holder, 2 card slots, dual cash pockets, plus a solid snap fasteners for secure closure. Versatile Storage: The 6-ring notebook binder comes with 12pcs translucent zippered binder pouches, perfect for storing bills, invoice, cash, coupons, cards, stamps, business cards, credit cards, and more. Clear Binder Pouches: Made from PVC material, the binder pouches features soft, tear resistance and waterproof. Translucent material makes a clear view for quick and easy identification. Zipper closure is more secure for the items inside. Easy Operation: Press the ends can open the rings to add or remove the binder pouches, then press the rings to close. Easy for you to customize your own folders. Packing List: 12pcs budget cards, 1 sheet cartoon sticker, 2 sheets label sticker, 14pcs monthly plan notes, 2 sheets letter stickers.