From the growth of electronic banking‎,‎ to the rapid rise in overseas operations‎,‎ to deregulation and recent laws‎,‎ Gup and Kolari‎'‎s Commercial Banking‎:‎ The Management of Risk‎,‎ Third Edition will help you understand these new realities and keep up with what‎'‎s happening in the banking industry‎.‎ With a strong emphasis on managing risk and maximizing profit‎,‎ this up‎-to‎-date text provides a comprehensive‎,‎ practical introduction to bank management and current banking practices used to control different kinds of risk‎.‎ You‎'‎ll examine the factors that affect the value of a bank and techniques for managing that value including the use of financial derivatives‎.‎ You‎'‎ll also explore the principal lending activities to businesses and individuals from the point of view of both the bank and the borrower‎.‎