Many people stumble through their financial life reacting to events and advice in an ad hoc way‎.‎ As a result‎,‎ few choose the most suitable financial products‎,‎ some fall prey to misselling and many never realise their financial goals‎.‎ Are you one of them‎?‎ Be Your Own Financial Adviser shows you how to make sensible financial decisions without the need for expensive advice‎.‎ Its accessible style‎,‎ examples and case studies explain and evaluate financial products and put you firmly in control of your own financial well‎-being‎.‎ It will advise on how to adopt the best saving‎,‎ spending and investment strategies‎,‎ make decisions tax‎-efficiently‎,‎ manage risk wisely and protect and enhance your wealth‎.‎ It also suggests when professional help is a good idea‎,‎ and shows you how to protect yourself against misselling and get the best out of your adviser‎.‎ Be Your Own Financial Adviser will show you how to‎:‎ * Stress‎-test your financial decisions* Take advantage of legal tax breaks* Achieve your financial goals* Manage and preserve your wealth Accessing financial products and services is not difficult ‎- there is no shortage of commercials‎,‎ advertisements‎,‎ direct mail‎,‎ email and marketing calls to entice you to take out loans‎,‎ buy insurance and invest your money‎.‎ But choosing which products are right for you can be a hit and miss approach‎.‎ Good financial planning requires a systematic strategy‎.‎ You should start by assessing your own particular circumstances‎,‎ attitudes and timescales and then work out how you can implement your strategy on a long term basis‎.‎ Let Be Your Own Financial Adviser be your guide to making better financial decisions‎.‎ It includes advice on the following‎:‎ Financial planning Do you need an adviser‎?‎ Protecting your income Providing for your family Health and care Somewhere to live Building a pension Retirement choices Saving and investing Managing your wealth Passing it on