هذا المُنتج قد لا يكون متوفراً الآن.
وصف كتب مصر
Housing finance markets have been changing dramatically in both emerging and
developed economies. On the one hand, housing finance markets are expanding and
represent a powerful engine for economic growth in many emerging economies.
However, the unfolding sub-prime mortgage crisis highlights the risks and
potential turbulence that this sector can introduce into the financial system
when expanding without proper infrastructure and regulation. As housing finance
keeps growing in emerging economies to match a rising demand for housing, new
risk management approaches, business models, funding tools, and policy
instruments can help. Yet many questions remain about the right balance between
innovation and regulation, the extent of risks to the financial system, the
appropriate role of the state to promote affordable housing, and the effects of
the sub-prime crisis. This book provides a guide for policymakers dealing with
housing finance in emerging markets. It highlights the prerequisites for an
effective housing finance system; it lays out several policy alternatives and
models of housing finance; and it explores the role of governments in expanding
access to housing finance for lower-income households. There is no best model
set out in this book. The aim is to provide a developmental roadmap that can be
tailored and sequenced to each country s situation and timing.